Abdull Manaf, Azwina Wati, Wong Hua Siong, Norazuan Amiruddin, and Hafiza Abdul Razak. 2023. “Challenges And Opportunities Of Islamic Digital Banks In Malaysia”. Al-Qanatir: International Journal of Islamic Studies 30 (2):275-82. http://al-qanatir.com/aq/article/view/681.