Mohamad Nadzli, N. S. and Yahaya, M. H. (2023) “Determinants Of Microtakaful Adoption Among Consumers: A Systematic Literature Review”, al-Qanatir: International Journal of Islamic Studies, 30(2), pp. 303–311. Available at: http://al-qanatir.com/aq/article/view/688 (Accessed: 22April2026).