Maqasid Syariah Perspective In Microfinance : Perspektif Maqasid Syariah Dalam Pembiayaan Mikro

Nur Izzah  Soleha Roslan; Salmy Edawati  Yaacob

Authors

Nur Izzah Soleha Roslan Pelajar Sarjana Muda
Salmy Edawati Yaacob Profesor Madya

Keywords:

Microfinancing, Institution, Maqasid Syariah, Evidence of Sharia

Abstract

Microfinancing is one of the methods to provide an access to Shariah-compliant financing to the poor by generating their profits in order to remove themselves from the state of poverty. However, there are still microfinancing institutions that do not apply the concept of Maqasid Syariah best in management. The objective of this study is to analyse concept of Maqasid Syariah in microfinancing and to examine the connection of Maqasid Syariah with the propositions of Sharia. Qualitative methods are used in this study by using the content analysis method for data collection. Next, a descriptive method was used to analyze the data. The results of the study found that the concept of maqasid Shariah can encompass the whole of micro-financing. In addition, Maqasid Syariah is closely related to the evidence of Sharia (Dalil).

Abstrak
Pembiayaan mikro merupakan salah satu kaedah untuk memberikan akses pembiayaan patuh Syariah kepada golongan miskin dengan menjana keuntungan mereka agar mengeluarkan diri mereka dari cengkaman kemiskinan. Namun begitu, masih terdapat institusi pembiayaan mikro yang tidak mengaplikasikan konsep Maqasid Syariah ini sebaiknya dalam pengurusan. Objektif kajian ini adalah untuk mengkaji konsep Maqasid Syariah dalam pembiayaan mikro dan mengkaji keterkaitan Maqasid Syariah dengan dalil Syarak. Kaedah kualitatif digunakan dalam kajian ini dengan menggunakan metode analisa kandungan bagi pengumpulan data. Seterusnya, kaedah deskriptif digunakan untuk menganalisis data. Hasil kajian mendapati konsep maqasid Syariah dapat merangkumi keseluruhan pembiayaan mikro. Selain itu Maqasid Syariah berkait rapat dengan dalil- dalil syarak.

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Author Biographies

Nur Izzah Soleha Roslan, Pelajar Sarjana Muda

Pusat Kajian Syariah, Fakulti Pengajian Islam, Universiti Kebangsaan Malaysia (UKM)

Salmy Edawati Yaacob , Profesor Madya

Pusat Kajian Syariah, Fakulti Pengajian Islam, Universiti kebangsaan Malaysia (UKM)

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